Protect Your Home, Inside and Out
Home insurance gives you peace of mind that your property and belongings are covered — whatever life throws your way.
Be Prepared
What is Home Insurance?
Home insurance is a policy that protects your property (and the things inside it) from unexpected events — like fire, flood, theft, or accidental damage.
There are two types:
Buildings insurance covers the structure itself (walls, roof, fixtures), and contents insurance covers your personal possessions.
You can take them out separately or together, depending on your needs.
It’s often a condition of getting a mortgage — but we’ll help you get the right level of cover, not just the cheapest tick-box option.
- Tel: +44 7934 221775
- Email: tam@lendorafs.co.uk
- Location: Leicester
Cover for What Matters
High-value jewellery? Tech-heavy household? We’ll ensure your most important belongings are properly insured.
Protection Beyond the Basics
We help you consider things like accidental damage, alternative accommodation, or home emergency cover — all in one place.
Tailored to Your Property
From listed buildings to new builds — we’ll make sure your home is correctly covered based on value, structure, and usage.
Avoid Gaps and Overlaps
We’ll review what’s already included via your lender or bank, and help you avoid doubling up or missing key protection.
Benefits of Using a Broker for Home Insurance
Be Prepared
Things to Consider With Home Insurance
Rebuild Cost, Not Market Value
Buildings insurance is based on rebuild cost — which we’ll calculate accurately so you don’t overpay or underinsure.
Excess Levels
We’ll explain how voluntary and compulsory excesses work, so you can strike the right balance between premium and payout.
Optional Extras
We’ll go through add-ons like accidental damage, personal possessions cover (outside the home), or legal expenses.
Unoccupied Property Rules
Going away for an extended period? Let us know — some policies limit cover if the home’s empty for too long.
Combined vs Separate Policies
We’ll compare bundled and individual options, so you only pay for what you need, not what you don’t.
FAQs
Do I need home insurance to get a mortgage?
Yes — buildings insurance is usually required before completion. We’ll help you get it sorted in time.
What’s not covered by standard policies?
Wear and tear, acts of war, and certain types of damage might be excluded — we’ll highlight any limitations upfront.
Can I insure my home if I rent it out?
Yes — you’ll likely need landlord insurance. We can arrange that too, depending on the property type and use.
Will my policy cover home working equipment?
Often yes, but there are limits. We’ll check whether your setup needs extra cover for work-from-home protection.
Who provides the advice?
All home insurance enquiries are referred to a regulated adviser, who’ll ensure you get the most suitable policy.
First Time Buyer
As a first-time buyer, you’ll receive a personalised mortgage advice service, clear explanations and exceptional support throughout the process.
Remortgage
Whether you’re switching for a better deal or borrowing more, we’ll make your remortgage journey simple, stress-free and tailored to your goals.
Self Employed
We specialise in helping self-employed clients secure competitive mortgages, even with complex income—no jargon, just straightforward advice.
Buy To Let
From first-time landlords to seasoned investors, we provide tailored buy-to-let mortgage advice to help you maximise your property portfolio.
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Book Your Call
Ready to make your Next Move?
- Tel: +44 7934 221775
- Email: tam@lendorafs.co.uk
- Location: Leicester