Protect Your Home, Protect Your Peace of Mind
Mortgage protection ensures your mortgage is covered if the unexpected happens — keeping your home safe for those you love.
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What is Mortgage protection Insurance?
Mortgage protection is a type of life insurance designed to pay off your mortgage if you pass away before it’s fully repaid.
It typically mirrors your mortgage balance, reducing over time in line with your loan — giving your family a secure roof over their heads without the stress of repayments.
You can also add cover for critical illness, offering an extra layer of protection if you’re diagnosed with a serious condition.
- Tel: +44 7934 221775
- Email: tam@lendorafs.co.uk
- Location: Leicester
Peace of Mind for Loved Ones
Your home is one less thing to worry about during an already difficult time — and we make sure the policy does what it says.
Tailored to Your Mortgage
We match your cover exactly to your mortgage type, balance, and term — so you’re never under- or over-insured.
Access to Trusted Providers
We compare policies from top UK insurers, finding the most suitable protection for your home and budget.
Add Critical Illness Cover
We’ll help you decide whether to include critical illness cover — and how much protection makes sense for your situation.
Benefits of Using a Broker for Mortgage Protection
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Things to Consider With Mortgage Protection
Decreasing vs Level Cover
Most choose decreasing cover to match a repayment mortgage — but we’ll explain both and help you decide.
Single or Joint Policy
If you share a mortgage, you can take out a joint policy — we’ll talk through the pros and cons.
Policy Length
Your cover should run for the full mortgage term. We’ll make sure it aligns with your current deal (and any future changes).
Adding Extras
From critical illness to waiver of premium — we’ll break down optional add-ons and whether they’re worth including.
Health and Lifestyle
Your premium will reflect things like age, health, and smoking status. We’ll walk you through every question with clarity and care.
FAQs
Is mortgage protection the same as life insurance?
It’s a specific type of life insurance focused on repaying your mortgage. Other life policies may offer broader cover — we can help you choose.
Do I need this if I already have life insurance?
Possibly not — if your existing cover already accounts for your mortgage. We’ll review what you have and spot any gaps.
What if I remortgage later?
We’ll help you review or adjust your policy when your mortgage changes, so your protection always stays in line.
Can I include critical illness cover?
Yes — and many do. We’ll show you the difference in cost and what conditions are typically covered.
Who provides the advice?
All mortgage protection advice is referred to a regulated adviser, who’ll ensure you get the most suitable policy.
First Time Buyer
As a first-time buyer, you’ll receive a personalised mortgage advice service, clear explanations and exceptional support throughout the process.
Remortgage
Whether you’re switching for a better deal or borrowing more, we’ll make your remortgage journey simple, stress-free and tailored to your goals.
Self Employed
We specialise in helping self-employed clients secure competitive mortgages, even with complex income—no jargon, just straightforward advice.
Buy To Let
From first-time landlords to seasoned investors, we provide tailored buy-to-let mortgage advice to help you maximise your property portfolio.
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Book Your Call
Ready to make your Next Move?
- Tel: +44 7934 221775
- Email: tam@lendorafs.co.uk
- Location: Leicester